Donating stock or mutual funds is a tax-wise approach for helping to ensure that the CAPC can continue supporting families … one at a time. For More Information Contact Shauna Buzunis-Jacob at 209.644.5318.
Honor someone special with a future gift in their name and let your legacy continue to help children. Through your planned gift from your long-term estate or financial planning, you will help to ensure that CAPC will be here to carry out the mission for many years to come. For More Information Contact Shauna Buzunis-Jacob at 209.644.5318.
If you are a leader within your corporation and would like to give your employees the option to donate to the CAPC we have many options. Click below to learn more.
A Qualified Charitable Donation (QCD) can be made directly from your Individual Retirement Account (IRA) if you are age 70 1/2 or older. This donation would be exempt from taxation up to $100,000 and satisfy your Required Minimum Distribution. You do not get a deduction, instead your charitable donation is not included in your taxable income.
Gifts of Securities
Appreciated Securities. If you donate marketable securities that have increased in value, you pay no capital gains tax on the transaction and are entitled to a charitable deduction for the full fair market value. To preserve the tax advantages, you have to transfer the securities to us rather than the proceeds from a sale.
Depreciated Securities. If you have securities that have decreased in value, you should sell the investment yourself and realize the loss for tax purposes, rather than donate it directly to us. You can then donate the cash proceeds and take a charitable deduction.
Gifts of Life Insurance
If you have a life insurance policy where the death benefit need has changed, you can transfer it to us. The CAPC will become the owner and beneficiary. You would receive an income tax deduction of either the lower of the cash value or your cost basis in the policy. If you continue to pay premiums on a policy we own, you can deduct the premium payments.
Gifts of Real Estate
If you own property that is not mortgaged and has appreciated in value, a charitable gift may be an attractive option. You can claim an income tax deduction based on fair market value and avoid capital gains taxes and remove the property from your taxable estate.
Gifts can be provided through a will or trust arrangement.
The only way to make a difference is to take action today!