What Is Family Life Insurance: Pros & Cons, Benefits & Whether You Should Buy

Family life insurance isn’t an actual type of life insurance. Some companies offer a package deal that includes coverage for all family members, but it may not always be the best or most economical option.

Family life insurance is a general term encompassing policies covering different family members. There’s no specific type of insurance called family life insurance. It’s a combination of multiple policies or riders.

In most cases, breadwinners buy family life insurance plans to ensure that each family member has financial protection. However, it’s not always economical. You may want to get a term life insurance policy instead.

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